Liguria Advisory | Business Resilience · Cash Flow, Data, Payments and Decisions
Business Resilience · Coordination Boutique

We protect what sustains your business: cash flow, data, payments and decisions.

Before a problem becomes a loss, Liguria organizes the controls, responsibilities and response plan for your company. Integrated work in governance, financial resilience, digital protection and decision continuity for BRL 10M–100M companies and business families.

Defined scope · 30-day delivery · real cases from BRL 10M–100M companies.
01 · Cash Flow
Visibility and contingency. 13-week projection, stress scenarios and decision triggers before liquidity runs short.
02 · Data
Access and response. Who enters where, MFA on critical accounts, incident response plan and tested recovery.
03 · Payments
Approval levels and segregation. Dual approval, permission reviews and prevention of internal and external fraud.
04 · Decisions
Who decides, who approves, who follows up. Clear rules between family, partners and management to sustain continuity.
Andreas M. Seiler
Founder
Who leads Liguria and why

Explaining complex risk with clarity, light humor and decision language.

Andreas M. Seiler is a lawyer trained at Largo São Francisco — USP (OAB/SP 542.483) and holds an MBA in Digital Business and AI Applications from Esalq-USP. Founder of Liguria Advisory and Monteseiler Law Firm. Host of the Touro & Gravata channel.

Liguria is not a cold consultancy, not just a law firm and not an IT company. It is a coordination boutique between governance, finance and digital security — able to translate risk into verifiable decisions for founders, families and investors operating in Brazil.

Ecosystem
Liguria · Monteseiler · T&G
Resilience Vectors

Four fronts that sustain operations. A single coordination.

The market treats cash flow, data, payments and decisions as separate disciplines. Liguria coordinates all four so that protecting one does not create vulnerability in another.

Vector 01

Cash Flow and Contingency

13-week projection, stress scenarios, working capital and decision triggers before liquidity runs short. Includes reading the CBS/IBS transition in the financial routine.

Liquidity · Scenarios · CBS/IBS
Vector 02

Data and Access

MFA on critical accounts, periodic permission reviews, incident response plan and tested recovery. Data governance as a management responsibility.

MFA · Incidents · Operational LGPD
Vector 03

Payments and Approval Levels

Dual approval, segregation of duties, fraud prevention and review of contracts with strategic suppliers. The control that protects cash flow every day.

Levels · Anti-fraud · Suppliers
Vector 04

Decisions and Continuity

Rules between family, partners and management. Succession plan, decision matrix and execution follow-up. The governance that sustains legacy and operations.

Family · Partners · Succession
What is at stake

A payment fraud. A compromised access. A decision without an owner.

The loss begins before the incident: in a payment approval without dual validation, in an access maintained after dismissal, in a cash flow projection that does not exist, in a decision that depends on a single person. In 2026, the CBS/IBS transition requires highlighting on tax documents; LGPD requires incident communication within a defined deadline; the elevated Selic exposes any working capital failure. Preparing these responses is protecting what you have built.

What changes with Liguria

Before the problem becomes a loss. Controls, owners and a response plan.

We organize information and responsibilities with your financial, accounting, legal and technology teams. You gain an integrated view of priorities, owners and the progress of actions.

  • Map of the 10 biggest continuity risks, ranked by cash flow impact
  • 13-week cash flow projection and stress scenario
  • Review of critical accesses, payment approvals and segregation of duties
  • Operational reading of the CBS/IBS transition: registrations, issuance, integrations and owners
  • Action plan across three tracks: resolve internally, hire a specialist or accept temporary risk
  • 2-hour executive meeting with partners, family or board
Who We Serve

Three profiles. The same coordination.

Narrow focus at the start: Brazilian companies with annual revenue of BRL 10 million to BRL 100 million, business families with relevant operations and foreign companies with operations already established in Brazil.

B2B Family Business

Revenue BRL 10M–100M, decision-making concentrated in the founder, unpredictable cash flow and succession under discussion. We integrate governance, cash flow and digital protection with coordination of the family's legal and accounting advisors.

BRL 10M–100M · Founder · Succession

Foreign Investor with Operations in Brazil

Confirmed entry, acquisition or remote supervision of an already established operation. We structure management packages, approval levels, accountability and coordination of local advisors.

Supervision · Management Package · Approval Levels

Business Family with Relevant Assets

Separation between personal and corporate assets, decision rules across generations, protection of data and critical accesses. We coordinate family governance, financial planning and digital protection.

Assets · Rules · Continuity

Who Liguria is not the right partner for right now

  • Companies below BRL 10M/year without internal structure to implement recommendations
  • Those seeking only penetration testing (pentest) or a formal legal opinion
  • Those expecting a guarantee of zero incidents or total absence of risk
  • Those seeking full outsourcing without providing data or internal owners
  • Active incidents in progress — these require specialized triage before a standard commercial cycle
Offerings

A clear path. Entry, recurring and expansion.

Three products designed to convert uncertainty into verifiable decisions. Defined scope and tangible deliverables.

01 · Entry
→
02 · Recurring
→
03 · Expansion
Entry Product
01 · Resilience X-Ray

In 30 days, you know which three risks can stop your business.

Fixed-scope project of 21 to 30 days. Maps vulnerabilities in cash flow, data, payments and decisions, and delivers a prioritized action plan.

  • Map of the 10 biggest continuity risks, ranked by cash flow impact
  • Review of critical accesses, payment approvals and segregation of duties
  • Diagnosis of exposure to digital fraud and data leakage
  • Operational reading of the CBS/IBS transition: registrations, issuance, integrations, owners
  • 90-day cash flow projection and stress scenario
  • Action plan across three tracks: resolve, hire a specialist or accept risk
  • 2-hour executive meeting with partners, family or board
Request X-Ray
02 · Resilience Committee

Monthly follow-up of controls, cash flow and critical decisions.

Renewable quarterly contract. Monthly review of cash flow, risks and execution of the X-Ray plan. Direct channel with Andreas.

  • Essential: cash flow, priority risks and 90-minute monthly meeting
  • Protection: Essential + review of digital and payment controls
  • Board: Protection + board participation, family governance and reporting for foreign investors
  • Executive alert on CBS/IBS, LGPD and regulatory environment
  • Strategic guidance channel via WhatsApp/email with defined response time
Discuss Committee
03 · Readiness Programs

Specific projects sold after the X-Ray, with defined scope.

Each program solves a concrete front. We coordinate external specialists when necessary.

  • Payment Shield: approvals, dual checks, accesses, anti-fraud routines
  • Incident Readiness: response plan, activation matrix, simulation
  • Operational LGPD: data inventory, flows, suppliers, data subject response
  • CBS/IBS Transition: impact map, owners, issuance tests and integrations
  • Family Continuity: decision matrix, rules between family, board and management
  • Brazil Operations Control: executive reporting and governance for foreign investors
Evaluate suitable program
Method

From the X-Ray to the protection routine.

You understand exposure, set priorities and follow up on execution. The stages follow the contracted scope, with clear responsibilities for your team and the specialists involved.

Stage 01

X-Ray

We analyze cash flow, digital controls, responsibilities and critical dependencies to identify what can interrupt or compromise the business.

DeliverableRisk map + 90-day plan
Stage 02

Priority Plan

We define actions by impact and urgency, with owners, deadlines and resources. Includes financial scenarios and needs of the Brazilian operation.

DeliverableAction plan across three tracks
Stage 03

Implementation

We coordinate the controls and routines defined in the scope, with the company's team and the responsible specialists. Automation is applied where there is clear benefit.

DeliverableImplemented controls and routines
Stage 04

Committee

We review projections, track indicators and verify the progress of actions. The plan evolves with changes in the business and risks.

DeliverableQuarterly review + executive report
Verified Results

Numbers that speak for themselves.

Real results from companies that trusted the Liguria methodology to protect assets, optimize operations and ensure continuity.

+10%
increase in net profit
in just 8 months
+BRL 40M
in combined revenue
of currently served companies
+500
employees impacted
by the application of our methodology
+19%
gross margin
in a fuel station network after restructuring
+8
years of experience
with family businesses and foreign investors in Brazil
Client Feedback

What those who have been through it say.

Testimonials from business owners, investors and managers who trusted Liguria to protect and expand their businesses.

"

Liguria brought an integrated vision that none of our previous consultants had offered. In 6 months, we restructured family governance, protected critical data and have total clarity on cash flow. The X-Ray was a turning point for the board.

RM
Ricardo Mendes
Managing Partner
Mendes Group · BRL 45M/year · Retail
"

As a foreign investor, I needed someone who understood Brazilian complexity without treating me like a beginner. Liguria structured our local operation with clear controls and reports that I can follow from Frankfurt. High-level professionalism.

KW
Klaus Weber
Managing Partner
Weber Capital · Germany
"

Our company grew 3x in 2 years, but governance did not keep up. Liguria identified blind spots in digital access and cash flow management that could have cost us millions. Today we have clear processes and sleep peacefully.

CS
Carolina Santos
CEO
TechSolutions · BRL 28M/year · Technology
"

The X-Ray revealed vulnerabilities that our accountant and lawyer had never mentioned. Liguria's integrated approach — financial, digital and governance — is unique in the market. I recommend it to any serious business family.

JF
João Ferreira
Chairman of the Board
Ferreira Family · Holdings · BRL 80M/year
"

After the strategic restructuring with Liguria, our gross margin rose 19% across a fuel station network. The methodology applied to governance and cash flow made all the difference. Concrete and measurable results.

PL
Paulo Lima
Operations Director
AutoPost Network · BRL 60M/year · Energy
Contact

What needs more protection in your company?

Tell us about your situation and your main concern. We will assess the fit and the scope needed for your company or operation in Brazil.

In this first contact, do not send passwords, bank details, personal documents or confidential information.